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Every Kiwi deserves expert tax advice. Contact us and we'll tailor our service to your specific situation.
Book a Free ConsultationWe understand the unique tax challenges of every industry and profession across New Zealand — from trades and nurses to farmers and tech freelancers.
New Zealand's SME sector is the backbone of the economy — and also one of the most under-served when it comes to quality tax advice. From choosing the right structure when you start out, to managing provisional tax, GST obligations and year-end compliance, the tax obligations on a small business can be overwhelming without the right support.
At NZ Tax Hub, we work with hundreds of NZ small and medium businesses across every industry. We don't just file your returns — we become your year-round tax partner, proactively identifying savings opportunities and keeping you fully compliant with every IRD obligation.
Property investment tax in New Zealand has changed dramatically in recent years. The bright-line test has been extended, interest deductibility rules have been overhauled, and rental losses are ring-fenced. For property investors without specialist advice, these changes can lead to substantial unexpected tax bills.
NZ Tax Hub provides specialist property tax advice to residential and commercial property investors across New Zealand. We ensure your portfolio is structured correctly, your returns are optimised, and you're fully informed of your obligations — before the IRD comes knocking.
Cafes, restaurants, bars, retail stores and food service businesses face some of the most complex day-to-day tax requirements of any sector. High staff turnover means constant PAYE management, daily sales require accurate GST tracking, and thin margins make every tax dollar critical.
We work with hospitality and retail operators across New Zealand — from single-site cafes to multi-location retail chains — handling their PAYE, GST, annual returns and staff-related tax obligations with precision. We understand the unique challenges of seasonal trading, cash-heavy businesses and split business/personal vehicle use.
Arriving in New Zealand brings with it an exciting new chapter — and a range of important tax decisions that can have lasting financial consequences. From the 4-year transitional resident tax exemption on foreign income to understanding how your overseas assets and investments are treated by the IRD, getting your first years in NZ right matters enormously.
Having worked extensively with migrants from India, South Africa, the Philippines, the United Kingdom and the Pacific, NZ Tax Hub has particular expertise in helping new New Zealanders navigate their tax obligations with confidence and clarity. Many of our team members have personal experience of the migrant journey.
Farming tax in New Zealand is a specialist field. From livestock valuation methods (herd scheme, national standard cost) to the tax treatment of land development costs, farm vehicle deductions and income equalisation accounts — farming tax requires expert knowledge that general practitioners simply don't have.
We advise dairy, sheep and beef, horticulture and mixed farming operations across New Zealand. We understand the seasonality of farm income, the complex asset base of a working farm, and the specific IRD concessions available to NZ primary producers.
Doctors, dentists, specialists and allied health professionals in New Zealand often operate across multiple entities — combining employment income with locum or contract work, private clinic income, and sometimes property investments — creating a complex tax picture that demands specialist handling.
We understand the unique tax position of NZ healthcare professionals, including ACC levies, professional development deductions, home office claims for after-hours work, vehicle usage for on-call duties, and the optimal structure for a private practice. We ensure every allowable deduction is captured.
Electricians, plumbers, mechanics, auto repairers, panel beaters, builders, welders and every other tradesperson in New Zealand faces a specific set of tax challenges — from correctly claiming vehicle and tool deductions, to managing GST on labour and parts, to structuring a growing trades business optimally.
We work with individual tradespeople and established repair shops alike. Whether you're a sole trader mechanic just starting out or a multi-van electrical contracting business, we handle your returns, GST and payroll while you focus on the work.
Nurses, midwives, physiotherapists, occupational therapists, radiographers and other allied health workers in New Zealand often juggle DHB employment, agency shifts, and sometimes private practice income simultaneously. This multi-employer situation can create significant over or under-taxation without proper management.
We help nursing and allied health professionals ensure their tax code is correct across multiple employers, claim all professional registration and uniform deductions, manage any self-employment or agency work income, and file accurate annual returns that reflect their full income picture — and maximise their refunds.
New Zealand's tech sector is booming — and with it, a growing population of developers, designers, data scientists, cloud engineers and digital consultants who work on a freelance or contract basis. Many of these professionals move between employment and contracting, creating a complex tax profile that requires careful management.
We advise tech freelancers and contractors on structuring their business correctly, managing GST obligations, claiming home office and equipment deductions, and navigating the contractor vs employee classification rules that the IRD applies with increasing scrutiny to the tech sector.
The construction industry is one of the most heavily scrutinised sectors in New Zealand from an IRD perspective — particularly around the worker classification (employee vs contractor), subbies tax withholding, and GST compliance. Getting these wrong can result in significant back-taxes and penalties.
We advise construction businesses from sole-trader builders to large contracting companies on all aspects of their tax obligations — including the specific rules around subcontractor payments, labour-hire arrangements, large capital asset depreciation and project-based income recognition.
Owner-operators, courier drivers, freight companies and ride-share drivers all face specific NZ tax challenges — from the correct method for claiming vehicle expenses (logbook vs kilometre rate vs actual cost), to managing GST on transport services, and understanding Uber/Lyft/DiDi's GST obligations.
Transport businesses with employees also face complex PAYE situations involving allowances, overnight stays and vehicle-related benefits that must be carefully managed to stay compliant with IRD rules around FBT and allowance payments.
From independent tutors and online educators to registered private training establishments (PTEs), the education sector in New Zealand has unique GST and income tax considerations. Many educational services are GST-exempt, while others are fully taxable — getting this classification wrong creates significant compliance risk.
We advise teachers, tutors, course creators, driving instructors and training providers on their specific NZ tax obligations — including home studio/classroom deductions, online course income from international students, and the GST treatment of educational services.
Hairdressers, beauticians, massage therapists, personal trainers, yoga instructors and other wellness professionals in New Zealand often operate as self-employed individuals or small business owners — sometimes renting chairs or rooms within a larger salon or studio. This arrangement creates specific GST and income tax considerations.
We help beauty and wellness professionals understand their tax obligations, claim all allowable deductions (professional products, training, uniforms, insurance), manage GST on personal services, and structure their businesses for optimal tax outcomes — whether they're a sole operator or managing a growing team.
Lawyers, accountants, consultants and other professional services providers in New Zealand often have sophisticated business and personal tax situations — multiple income streams, investment portfolios, complex entity structures and high marginal tax rates that make proactive planning particularly valuable.
We work with professional service providers on structuring their practice, managing partnership income, optimising shareholder salaries and dividends, and implementing tax planning strategies that legally minimise their tax burden across their business and personal finances.
Photographers, videographers, graphic designers, social media influencers, musicians, writers and other creative professionals in New Zealand often have irregular, multi-platform income streams — from brand partnerships and commissions to streaming royalties and platform revenue — that create complex tax reporting requirements.
We understand the creative economy and help NZ creators manage their tax obligations efficiently — including understanding when overseas platform income (YouTube, TikTok, Spotify) is taxable in NZ, claiming studio and equipment expenses, and managing GST if their income exceeds the threshold.
Financial advisers, mortgage brokers, insurance agents and investment professionals in New Zealand must navigate both the tax obligations of their own business and the often complex tax situations of their clients' referrals. Managing trail commissions, variable income, PI insurance deductions and licensing costs requires specialist knowledge.
We provide tax services to NZ finance and insurance professionals — helping them structure their business, manage variable commission income, handle GST on financial services (noting the specific financial services GST exemptions), and keep their own personal and business tax fully compliant.
Non-profit organisations and registered charities in New Zealand have specific tax obligations and significant potential tax advantages — including income tax exemptions for registered charities, but ongoing requirements for GST compliance, PAYE management and annual reporting to Charities Services.
We assist non-profit organisations — community groups, sporting clubs, religious organisations, charitable trusts and incorporated societies — in understanding their tax status, maintaining their charity registration, managing any business activity tax obligations, and ensuring their governance remains compliant.
Manufacturing businesses in New Zealand face complex inventory, depreciation and import/export tax considerations. Stock valuation methods, raw material deductions, large capital plant depreciation, and managing GST on imported goods and exported products all require careful tax management to maintain compliance and optimise cash flow.
We advise NZ manufacturers on all aspects of their tax obligations — from choosing the right stock valuation method, to maximising depreciation on plant and equipment, managing GST on imports and exports, and structuring multi-entity manufacturing groups for optimal tax outcomes.
Childcare centres, kindergartens, home-based ECE providers and nanny agencies in New Zealand operate in a heavily regulated environment with specific tax considerations — including the GST treatment of Ministry of Education subsidised care, the correct payroll setup for caregivers, and the tax implications of family day care arrangements.
We work with both ECE centres and individual home-based care providers to ensure their tax affairs are correctly structured, their MoE subsidy reporting is accurate, and their PAYE obligations for caregivers and educators are fully met. We also help families claiming childcare tax credits.
New Zealand's e-commerce sector has grown enormously — and with it, a complex tax landscape. Whether you're selling on TradeMe, Amazon, Shopify or your own website, whether you're dropshipping, selling digital products, or running a subscription service — each model has specific NZ GST and income tax implications that must be understood.
Since 2020, NZ's offshore supplier GST rules have extended obligations to international marketplaces — but NZ-based e-commerce businesses must also ensure they're capturing all allowable deductions (platform fees, shipping, advertising, fulfilment) and correctly managing GST on domestic and international sales.
If you drive for Uber, DiDi, Ola or any other rideshare platform in New Zealand, the IRD has specific rules that apply to you — and many drivers don't realise the extent of their obligations until they receive a tax bill. The IRD treats rideshare driving as a taxable activity from the very first dollar of income, and — importantly — Uber drivers must register for GST regardless of their income level. This is different from most businesses, where GST registration is only required once turnover exceeds $60,000.
At NZ Tax Hub, we specialise in helping Uber and rideshare drivers understand exactly what they owe, what they can claim, and how to structure their driving activity to minimise their tax burden legally. From GST registration and quarterly returns to income tax deductions for vehicle running costs, depreciation, phone bills and tolls — we make sure you keep more of what you earn.
Delivering for Uber Eats, DoorDash, Menulog, Delivereasy or grocery platforms like Countdown, Woolworths or Instacart may feel like casual extra income — but in New Zealand, it creates real, ongoing tax obligations. You are operating as a self-employed contractor, which means you are responsible for declaring your delivery income, paying income tax on it, and potentially registering for GST if your total self-employment income exceeds $60,000 annually.
Many delivery riders are also migrants or people supplementing a main job — which means their overall income picture can be complex, with multiple tax codes, KiwiSaver implications and ACC levies to manage. NZ Tax Hub helps delivery workers across New Zealand file accurate annual tax returns, claim every legitimate deduction (bicycle maintenance, phone data, safety gear, fuel), and set aside the right amount throughout the year so there are no nasty surprises at tax time.
Every Kiwi deserves expert tax advice. Contact us and we'll tailor our service to your specific situation.
Book a Free Consultation